Rumsey Island Real Estate

Rumsey Island Real Estate

Welcome to Rumsey Island, a hidden gem nestled in the heart of Joppa, Maryland. This charming subdivision offers a unique blend of serene waterfront living and modern conveniences, making it an ideal destination for families, retirees, and anyone seeking a peaceful retreat.

Situated in Harford County, Rumsey Island boasts picturesque views and a tranquil atmosphere, all while being conveniently located near the bustling amenities of the city. Residents can enjoy easy access to local parks, recreational activities, and waterfront adventures, making it a perfect spot for outdoor enthusiasts. Whether you’re kayaking on the Chesapeake Bay or enjoying a leisurely stroll along the scenic shoreline, Rumsey Island offers a lifestyle that embraces nature and community.

The homes in Rumsey Island are thoughtfully designed, featuring a variety of architectural styles that cater to different tastes and preferences. From cozy single-family homes to spacious waterfront properties, there’s something for everyone. Many homes boast beautiful views, private docks, and lush landscaping, providing an idyllic backdrop for family gatherings and entertaining friends.

In addition to its natural beauty, Rumsey Island is conveniently located near major highways, ensuring easy commutes to nearby cities and employment centers. With a strong sense of community and friendly neighbors, residents enjoy a close-knit environment where everyone feels at home.

If you’re looking for a place that combines the charm of small-town living with the allure of waterfront life, Rumsey Island in Joppa, Maryland, is the perfect choice. Come explore the possibilities and discover your dream home in this enchanting subdivision!

Newest Listings in Rumsey Island

617 Shore Dr, Joppa
$525,000
3 Beds ⋅ 3 Baths
**WELCOME TO YOUR OWN WATERFRONT PARADISE ON RUMSEY ISLAND!** Experience the best of waterfront living on the beautiful Gunpowder River, just a short boat ride from the Chesapeake Bay! This exceptional 3-bedroom, 2.5-bath semi-detached home offers your very own backyard oasis, complete with **30-FOOT PIER with TWO BOAT SLIPS, A 20,000-LB BOAT LIFT, AND A PRIVATE SANDY BEACH!** Boating enthusiasts will appreciate approximately 3 feet of water at mean low tide, underground electric and water service to the dock, and convenient straight-in boat access—no tricky turns or maneuvering required! Step inside to discover a spacious, open floor plan featuring a beautifully remodeled kitchen (2020) with stainless steel appliances, recessed lighting, a dedicated coffee station, built-in pantries, and an island with a gorgeous butcher block countertop. The main level also features a living room, family room, dining room, and convenient powder room, offering plenty of space for everyday living and entertaining. Upstairs, retreat to the exceptionally spacious primary bedroom, freshly painted with BRAND-NEW luxury vinyl plank flooring with a primary bath that has a whirlpool tub! Two additional bedrooms and one additional full bathroom complete the upper level. Two front bedroom windows were replaced in 2019. A separate laundry room adds even more convenience, featuring built-in cabinetry, an ironing board, and a versatile countertop perfect for folding laundry or creating your own craft station! **BUT THE REAL MAGIC HAPPENS OUTDOORS!** The beautifully landscaped backyard is filled with colorful flowers, mature trees, and inviting spaces to relax and entertain. Take in the breathtaking waterfront views from your expansive TWO-LEVEL DECK, complete with a canopy that conveys, or follow the steps down to your own private sandy beach and waterfront retreat. Whether you're hosting summer gatherings, enjoying morning coffee overlooking the water, fishing, kayaking, or heading out for a day on the Chesapeake Bay, this property offers an incredible waterfront lifestyle right outside your door! The attention to detail continues with a spacious approximately 18' x 10' storage shed with electricity and a beautifully updated front porch featuring poured concrete and custom-made railings (2025), along with a convenient motorized retractable awning. Additional improvements include a NEW ROOF in 2020. Located in the desirable Rumsey Island waterfront community, you'll enjoy convenient access to Mariner Point Park, featuring walking trails, fishing piers, picnic areas, and boat launches. Convenient to I-95, shopping, dining, and everyday amenities, this location offers the perfect combination of peaceful waterfront living and accessibility to Baltimore, Bel Air, and surrounding areas. **WHY DREAM ABOUT WATERFRONT LIVING WHEN YOU CAN LIVE IT EVERY DAY?** Bring your boat, embrace the spectacular views, and start making unforgettable memories on the Gunpowder River!

617 Shore Dr, Joppa

Listing courtesy of Samson Properties. Contact:

737 Shore Dr, Joppa
$499,900
3 Beds ⋅ 3 Baths
Price Reduction! Welcome to your dream home in sought after Rumsey Island! Completely renovated split level has all the amenities you could dream of, with beautiful views of the water. This home was meant for entertaining with the open concept , the gourmet kitchen that opens to the the sunroom with vaulted ceilings and great water views. Added updates to kitchen to include gold hardware and pendant lighting to make this space even more appealing. Gather in outside in the covered patio with kitchen or around the fire pit surrounded by gorgeous landscaping. The three bedroom two and half bath has plenty of storage in the lower level and more entertaining space in the large basement area. Don't miss this one!

737 Shore Dr, Joppa

Listing courtesy of Witz Realty, LLC. Contact:

202 Bridge Dr, Joppa
$655,000
3 Beds ⋅ 3 Baths
Discover the charm of this split foyer home nestled in the serene Rumsey Island community. With 3 spacious bedrooms and 2.5 baths, this residence offers a warm and inviting atmosphere. The gourmet kitchen, featuring stainless steel appliances, white cabinets, and a large island w/overhang for stools, seamlessly flows into the family room, perfect for gatherings. Enjoy cozy evenings by the fireplace or relax on one of the multiple balconies overlooking the stunning views of the Gunpowder River. Step outside to your private oasis, complete with a fenced saltwater pool and extensive hardscape, ideal for entertaining. The property boasts a premium lot with 40 feet of waterfront, providing exclusive access to a floating dock for your water adventures. Conveniently located near local amenities, this home combines comfort with a tranquil lifestyle. With a detached garage and ample parking, this property is ready to welcome you home. Experience the perfect blend of indoor and outdoor living in this delightful retreat!

202 Bridge Dr, Joppa

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

100 Shell Cove Ct, Joppa
$395,000
3 Beds ⋅ 2 Baths
Nestled in the serene enclave of Rumsey Island, this exquisite split-level residence has undergone a remarkable transformation, with major renovations completed in 2020 that elevate its charm and functionality. Spanning 1,560 square feet, this home seamlessly blends modern luxury with inviting warmth, creating an ideal sanctuary for those seeking a refined lifestyle. Step inside to discover a thoughtfully designed interior that exudes comfort and sophistication. The gourmet kitchen, a true culinary haven, features stainless finishes and ample space for entertaining. The combination kitchen and dining area flows effortlessly, making it perfect for hosting gatherings or enjoying intimate meals. Natural light pours in through well-placed windows, enhancing the inviting atmosphere throughout the home. The spacious living areas are adorned with new carpeting in Primary bedroom, hallway, stairs and lower levels and luxury vinyl plank flooring, providing a cozy yet stylish foundation. The primary suite boasts a generous walk-in closet and a beautifully appointed bathroom with a tub shower, offering a private retreat for relaxation. Additional bedrooms provide versatility for guests or a home office, ensuring that every need is met. Venture downstairs to a large family room/ or 4th bedroom, possibilities abound. This versatile space features a workshop and a walkout entrance, making it ideal for hobbies or additional storage. The finished basement ensures year-round comfort, while the daylight windows invite the outdoors in, this space can potentially be a 4th bedroom.. Outside, the property is a true oasis, with water-oriented features that enhance the tranquil ambiance. Imagine unwinding and surrounded by nature's beauty, or enjoying leisurely afternoons on the spacious grounds. The 0.26-acre lot offers ample space for outdoor activities, gardening, or simply soaking in the peaceful surroundings. This home is not just a residence; it's a lifestyle. With its prime location on Rumsey Island, you'll enjoy the perfect blend of privacy and community, with easy access to local amenities and recreational opportunities. Experience the luxury of water view living, where every day feels like a vacation. Embrace the opportunity to make this stunning property your own, where high-end features and an exclusive lifestyle await. Your dream home is ready to welcome you. *Seller providing a 1 year home warranty.

100 Shell Cove Ct, Joppa

Listing courtesy of ExecuHome Realty. Contact:

3 Old Sound Rd, Joppa
$630,000
3 Beds ⋅ 3 Baths
Price Improvement*Priced to Sell Welcome to 3 Old Sound Road, a beautifully updated WATERFRONT retreat located in sought after Rumsey Island. This exceptional home offers the perfect blend of modern updates and serene waterfront living. The main level features a spacious primary suite with a new en-suite bath, walk in closet, and ample space for a home office or sitting area. Sliding doors lead to a deck with breathtaking waterfront views. Two additional, nice sized bedrooms are also located on the main level The heart of the home is the large newly updated kitchen, complete with granite countertops, room for a large table, ample cabinet space, and seamless flow into the expansive family room. Vaulted ceilings, abundant windows, and French doors create a bright, open atmosphere and leads to a fully renovated, maintenance free deck that stretches the width of the house. This deck is composite. Take the spiral steps down to the rear yard. The lower level offers a cozy wood burning fireplace, sliding doors to a large, enclosed sunroom, a powder room and a large closet. This space is ideal for entertaining or relaxing after a day on the water. The door to the garage is in the lower level. Additional highlights include new vinyl flooring through most of the house, a new low-maintenance fence, a J-Plug/30 amp outlet for hybrid or electric vehicle, and a lower deck close to the water with newer boards and joists. The pier was replaced in 2025 and features water and electric. Pier is 5 1/2 foot wide and over 50' long. Rear yard hardscaping was complete in 2025, creating an inviting outdoor oasis. Large 2 car garage, extra space for water toys, large driveway and a large inside storage area for your water supplies This turnkey waterfront home is a rare opportunity to enjoy island living at its finest This location is ideal for swimming, paddle boarding, kayaking, boating, jet skiing, etc. Quick access to Gunpowder River and out to the bay The house comes with its own dinghy dock with lift

3 Old Sound Rd, Joppa

Listing courtesy of Realty Plus Associates. Contact:

111 Breakwater Ct, Joppa
$365,000
3 Beds ⋅ 2 Baths
Waterfront Opportunity on Rumsey Island! This 3-bedroom, 1.5-bath semi-detached home offering direct waterfront living and exceptional potential. Nestled in the desirable Rumsey Island community, the property is in need of update , yet priced right for the buyer to make it their own. Private pier with room to dock a 30+ foot boat.

111 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

109 Breakwater Ct, Joppa
$299,999
2 Beds ⋅ 2 Baths
This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

109 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

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