Rumsey Island Real Estate

Rumsey Island Real Estate

Welcome to Rumsey Island, a hidden gem nestled in the heart of Joppa, Maryland. This charming subdivision offers a unique blend of serene waterfront living and modern conveniences, making it an ideal destination for families, retirees, and anyone seeking a peaceful retreat.

Situated in Harford County, Rumsey Island boasts picturesque views and a tranquil atmosphere, all while being conveniently located near the bustling amenities of the city. Residents can enjoy easy access to local parks, recreational activities, and waterfront adventures, making it a perfect spot for outdoor enthusiasts. Whether you’re kayaking on the Chesapeake Bay or enjoying a leisurely stroll along the scenic shoreline, Rumsey Island offers a lifestyle that embraces nature and community.

The homes in Rumsey Island are thoughtfully designed, featuring a variety of architectural styles that cater to different tastes and preferences. From cozy single-family homes to spacious waterfront properties, there’s something for everyone. Many homes boast beautiful views, private docks, and lush landscaping, providing an idyllic backdrop for family gatherings and entertaining friends.

In addition to its natural beauty, Rumsey Island is conveniently located near major highways, ensuring easy commutes to nearby cities and employment centers. With a strong sense of community and friendly neighbors, residents enjoy a close-knit environment where everyone feels at home.

If you’re looking for a place that combines the charm of small-town living with the allure of waterfront life, Rumsey Island in Joppa, Maryland, is the perfect choice. Come explore the possibilities and discover your dream home in this enchanting subdivision!

Newest Listings in Rumsey Island

3 Beds ⋅ 3 Baths

Home Appraised For $710,000 Seller is offering a credit for $10,000 towards buyers closing costs with accepted offer by 9/21 Welcome to 3 Old Sound Road, a beautifully updated WATERFRONT retreat located in sought after Rumsey Island. This exceptional home offers the perfect blend of modern updates and serene waterfront living. The main level features a spacious primary suite with a new en-suite bath, walk in closet, and ample space for a home office or sitting area. Sliding doors lead to a deck with breathtaking waterfront views. Two additional, nice sized bedrooms are also located on the main level The heart of the home is the large newly updated kitchen, complete with granite countertops, room for a large table, ample cabinet space, and seamless flow into the expansive family room. Vaulted ceilings, abundant windows, and French doors create a bright, open atmosphere and leads to a fully renovated, maintenance free deck that stretches the width of the house. This deck is composite. Take the spiral steps down to the rear yard. The lower level offers a cozy wood burning fireplace, sliding doors to a large, enclosed sunroom, a powder room and a large closet. This space is ideal for entertaining or relaxing after a day on the water. The door to the garage is in the lower level. Additional highlights include new vinyl flooring through most of the house, a new low-maintenance fence, a J-Plug/30 amp outlet for hybrid or electric vehicle, and a lower deck close to the water with newer boards and joists. The pier was replaced in 2025 and features water and electric. Pier is 5 1/2 foot wide and over 50' long. Rear yard hardscaping was complete in 2025, creating an inviting outdoor oasis. Large 2 car garage, extra space for water toys, large driveway and a large inside storage area for your water supplies This turnkey waterfront home is a rare opportunity to enjoy island living at its finest This location is ideal for swimming, paddle boarding, kayaking, boating, jet skiing, etc. Quick access to Gunpowder River and out to the bay The house comes with its own dinghy dock with lift

3 Old Sound Rd, Joppa

Listing courtesy of Realty Plus Associates. Contact: 4109144100

3 Beds ⋅ 2 Baths

Waterfront Opportunity on Rumsey Island! This 3-bedroom, 1.5-bath semi-detached home offering direct waterfront living and exceptional potential. Nestled in the desirable Rumsey Island community, the property is in need of update , yet priced right for the buyer to make it their own. Private pier with room to dock a 30+ foot boat.

111 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

2 Beds ⋅ 2 Baths

This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

109 Breakwater Ct, Joppa

Listing courtesy of Steen Properties. Contact:

4 Beds ⋅ 3 Baths

Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island with an expansive waterfront. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides. Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views. Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery. Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.

35 Neptune Dr, Joppa

Listing courtesy of Monument Sotheby's International Realty. Contact: (443) 906-3840

4 Beds ⋅ 3 Baths

Motivated Seller-Make your waterfront dream a reality! Welcome to this stunning 4-bedroom, 3-bath brick home on Rumsey Island, offering breathtaking water views and exceptional indoor-outdoor living. Designed with an open-concept layout on both the main level and fully finished lower level, this home is perfect for relaxing and entertaining. The beautifully crafted sunroom features cathedral ceilings and panoramic views of the water, filling the space with natural light and serenity. Step outside to enjoy 112 feet of prime waterfront, complete with a private 35-foot dock equipped with electric and water—ideal for boating enthusiasts. Multiple outdoor spaces, including two decks, a patio, and a charming gazebo, provide the perfect setting for gatherings or quiet moments by the water. The finished lower level adds incredible versatility with a cozy fireplace, wet bar, additional bedroom, full bath, and walk-out access to the backyard and waterfront. This pet-friendly home also includes thoughtful features like multiple doggie doors and a fenced area in back. Additional highlights include stainless steel appliances, built-in lighting throughout, fruit trees, a new bulkhead, tankless water heater, and new fencing for added privacy. With endless amenities and a setting that feels like a private retreat, this is a rare opportunity to own your own piece of waterfront paradise.

112 Shell Cove Ct, Joppa

Listing courtesy of Weichert, Realtors - Diana Realty. Contact: (410) 893-1200

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