Rock Hall Homes under $400,000

Rock Hall Homes under $400,000

Welcome to Rock Hall, a picturesque gem nestled on the Eastern Shore of Maryland. Known for its charming waterfront views, vibrant community, and rich history, Rock Hall offers a unique blend of small-town charm and modern conveniences. This delightful subdivision is perfect for those looking to embrace a tranquil lifestyle without sacrificing accessibility to urban amenities.

One of the standout features of Rock Hall is its affordability. Here, you can find beautiful homes under $400,000, making it an ideal choice for first-time buyers, families, or retirees seeking a peaceful retreat. These homes often come with spacious yards, inviting interiors, and proximity to the area's stunning natural landscapes. Imagine sipping your morning coffee on a sun-drenched porch or hosting family gatherings in your cozy backyard—Rock Hall provides the perfect backdrop for creating lasting memories.

The community is known for its friendly atmosphere, where neighbors become friends and local events foster a sense of belonging. Whether you're exploring the quaint shops, indulging in fresh seafood at local eateries, or enjoying recreational activities on the Chesapeake Bay, there's always something to do in this vibrant town.

With its affordable housing options, welcoming community, and scenic beauty, Rock Hall is a wonderful place to call home. Don’t miss out on the opportunity to discover your perfect abode in this charming subdivision—your dream home awaits!

Newest Rock Hall Homes under $400,000

1205 Hall St, Edgewood

1205 Hall St, Edgewood

5 Beds ⋅ 3 Baths

List price to be opening bid at online only auction. Online auction to be conducted on Auctioneers website. Bidding begins Saturday, November 7, 2026 at 12:30 PM and ends Thursday, November 12, 2026 at 12:30 PM Eastern Time. Property Overview 1205 Hall Street is a residential property configured as three separate units, each with private entrances. The property features yard space, driveway parking and a rear deck. Buyers should independently verify permitted use and licensing requirements. Unit Breakdown Unit 1 — Left Side Facing the Property • Entry area and large family room with dining area and fireplace. • One full bathroom. • Two potential rooms, including an area identified as a potential kitchen. • Access to the unfinished lower level shared with Unit 2. Unit 2 — Right Side Facing the Property • Entryway, living room with fireplace and eat-in kitchen. • Four additional rooms, two without windows. • One full bathroom and an area identified as a potential half bathroom on the main level. • Upper-level attic space and one full bathroom. • Access to the unfinished lower level shared with Unit 1. Unit 3 — Rear Structure • Living room, eat-in kitchen, open area and laundry area. • One full bathroom. • Upper-level attic space without a closet. • Rear deck. Property Features and Utilities • Yard surrounding the house and driveway parking. • Three older sheds and an oil tank beside the house. • Shared unfinished lower level for Units 1 and 2 containing forced hot air heating equipment, a water heater and electrical panel. • Gas water heater in Unit 3. • Public water and sewer. Location Located in Edgewood, Harford County, the surrounding area offers MARC Penn Line service and access to I-95. Local recreation includes Flying Point Park, with waterfront access, picnic areas, a playground and a boat launch. The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. Neither the auctioneer nor the owner make any representations or warranties with respect to the accuracy of information.

1205 Hall St, Edgewood

Listing courtesy of Alex Cooper Auctioneers, Inc.. Contact:

21305 Haven Rd, Rock Hall

21305 Haven Rd, Rock Hall

4 Beds ⋅ 2 Baths

Selller has made a Major price reduction to move this propperty! Welcome to this beautifully renovated 4-bedroom, 2-bath Cape Cod located in the heart of Rock Hall, MD! Completely updated from top to bottom, this home features a brand-new roof, HVAC system, water heater, flooring, paint, upgraded bathrooms, interior doors, and stylish recessed lighting as well as ceiling fans throughout. Enjoy mornings and evenings on the charming screened-in front porch, perfect for relaxing or entertaining. Inside, the home offers a bright and open layout with modern finishes while still retaining that classic Cape Cod charm. Sitting on a large lot, there’s plenty of space for outdoor activities, gardening, boat storage or future expansion. The is ample parking in the driveway as well as two-way access. Ideally situated in the sought-after waterfront town of Rock Hall, you’ll be just minutes from multiple boat ramps, marinas, and a short walk to restaurants, local shops, and the center of town. Whether you're looking for a full-time residence or a weekend getaway, this turn-key home delivers the best of Eastern Shore living. Move-in ready and loaded with upgrades—don’t miss this opportunity!

21305 Haven Rd, Rock Hall

Listing courtesy of RE/MAX Point Realty. Contact:

5664 S South Main St, Rock Hall

5664 S South Main St, Rock Hall

4 Beds ⋅ 3 Baths

Nice old home in Rock Hall located on Main Street that needs some TLC. 4 bedrooms, 2 1/2 baths, upgraded kitchen, bath, Florida room and rear deck. Maintenance free exterior (new shingles 2022) and fenced yard. Short walking distance to downtown, shopping, Churches. A short drive to the Chesapeake Bay, Public Landings and Eastern Neck Wildlife Refuge.

5664 S South Main St, Rock Hall

Listing courtesy of Davis Real Estate, Inc.. Contact:

21352 Allens Ln, Rock Hall

21352 Allens Ln, Rock Hall

2 Beds ⋅ 2 Baths

Adorable arts & craft style home with many upgrades and amenities. The original wood floors are warm and welcoming, wile the custom cabinetry and concrete countertops and sinks add an elegant modern touch. Two plus bedrooms and a custom built sleeping loft provide enough room for occasional guests. Fixed stairs to the attic offer room to expand. The Chesapeake Bay is a short walk to the end of the road where you can launch a kayak or just enjoy the water views. Just outside the quaint town of Rock Hall, this charming cottage would make a great vacation or retirement home.

21352 Allens Ln, Rock Hall

Listing courtesy of Rock Hall Properties Real Estate. Contact:

5686 S Main St, Rock Hall

5686 S Main St, Rock Hall

3 Beds ⋅ 2 Baths

Sweet corner property in downtown Rock Hall, right on the 4th of July parade route! Just two blocks from the Rock Hall Harbor/ Chesapeake Bay. A welcoming home with a spacious kitchen and formal dining room, or enjoy meals outside in the fenced-in back yard! The large living room has hardwood floors and a wood stove for cozy winter nights. This home features a hard to find first-floor primary bedroom! Upstairs offers two additional bedrooms, a full bath, and an additional office or activity room. The home is situated on a large corner lot, set back from Main St., offering privacy and nice yard space. The charming garage with a loft is a great space for storage or a workshop. Close to all Rock Hall has to offer: marinas, shops, restaurants, and the Chesapeake Bay! This popular vacation rental could continue as an income producer but would also make a fantastic full-time residence. Being sold turn-key, just unpack your bags and enjoy. The homes hot water heat has been updated, zoned to both floors. Tankless hot water heater.

5686 S Main St, Rock Hall

Listing courtesy of Gunther-McClary Real Estate. Contact:

21384 E Sharp St, Rock Hall

21384 E Sharp St, Rock Hall

3 Beds ⋅ 2 Baths

Quintessential Rock Hall home with an abundance of charm! Located in the heart of Rock Hall, a short distance to Main Street shops, many fantastic restaurants, and seven marinas. Enjoy evenings and mornings on the screened porch, which runs the expanse of the home. Entering from the porch, you'll find a cosy living room and a galley kitchen with open dining space. This home offers a first-floor bedroom and full bathroom, plus two additional bedrooms and a full bath on the second floor. There's a walk-up attic for additional storage, shed in the yard, laundry and utility room off the kitchen. Many updates have been made throughout the years, such as the addition of a copper roof on the front porch, updated bathrooms, flooring, and updated lighting. Recent updates include the home's heating system. Don't miss this downtown gem!

21384 E Sharp St, Rock Hall

Listing courtesy of Gunther-McClary Real Estate. Contact:

21424 Catholic Ave, Rock Hall

21424 Catholic Ave, Rock Hall

4 Beds ⋅ 2 Baths

Welcoming to 21424 Catholic Ave, located in the heart of Rock Hall! Walking distance to many shops, restaurants, and marinas. Nicely situated on a large in-town parcel, the largest residential lot on Catholic Avenue. This 4-bedroom home was redone from the inside out in 2024. The welcoming living space contains original wood accents, adding much charm to this newly updated home. Spacious open living space with a beautifully renovated kitchen, custom wood cabinets, new LVT, and engineered hardwood flooring throughout. Three bedrooms, with great closet space, share a full bath. At the end of the home, you'll find the primary bedroom, with a spacious primary bath and walk-in closet. The oversized two-car garage has plenty of room for extra storage. One-floor living and a two-car garage are hard features to find in downtown Rock Hall. Outside, the possibilities are endless; there's ample room for outdoor activities or projects. Updates include: -Crawlspace encapsulation and whole house dehumidifier -10 new windows -New 25 year roof -Siding, shutters & new gutters -New flooring, engineered hardwood, LVT and carpet -Completely updated kitchen with custom cabinetry -HVAC heat pump & AC -200 amp breaker panel And more!

21424 Catholic Ave, Rock Hall

Listing courtesy of Gunther-McClary Real Estate. Contact:

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Dan McDevitt

Dan McDevitt — Baltimore & Maryland Distressed Property Specialist If you’re dealing with a simple home sale, there are plenty of real estate agents who can help. If you’re dealing with a property situation that isn’t simple — that’s where I come in. I’m Dan McDevitt, President of RealVolution Homes Group at Cummings & Company Realtors. I’ve been a licensed Maryland real estate professional since 2004, and for more than 20 years, I’ve helped homeowners, families, personal representatives, attorneys, and investors navigate complex and distressed real estate situations. A major focus of my practice is helping homeowners who are behind on mortgage payments, facing foreclosure, trying to understand alternatives to foreclosure, or dealing with a property where more may be owed than the home is worth. I have handled more than 150 short sales and understand how overwhelming financial distress can become. Many homeowners are months behind on their mortgage, receiving notices they don’t fully understand, worried about losing their home, and unsure where to turn. Some believe their only choice is foreclosure. Others assume they have to accept the first cash offer they receive. You may have more options than you realize. Depending on the property, mortgage balance, equity, timing, and your goals, the real estate options may include a traditional sale, an as-is sale, an investor offer, or a short sale when appropriate. My role is to help you understand the real estate side of your situation, evaluate the available property-sale options, and create a practical strategy for moving forward. When legal or other specialized services are needed outside the role of a real estate agent, I work alongside the appropriate attorneys and professionals involved. Helping Maryland Homeowners Facing Foreclosure and Mortgage Distress When homeowners fall behind on mortgage payments, time can matter. Unfortunately, stress and uncertainty often cause people to freeze or ignore the problem until their options become more limited. My goal is not to pressure homeowners into selling. It is to help them understand what the property may be worth, what is owed, what a sale could realistically accomplish, and what real estate options may still be available. For some homeowners, there may be enough equity to sell the property before foreclosure. Others may need to consider selling as-is or to an investor because repairs or timing make a traditional sale difficult. When the mortgage balance exceeds the property's value, a short sale may be an option in the appropriate circumstances. Every situation is different. The goal is to understand the facts before assuming foreclosure—or accepting a quick cash offer—is the only path forward. More Than 150 Short Sales Handled Short sales have been a significant part of my real estate experience for many years. I have handled more than 150 short-sale transactions, including complicated situations involving conventional mortgages, FHA-insured loans, VA-backed loans, and reverse mortgages. A short sale occurs when a property is sold for less than the amount owed and the necessary parties approve the transaction. These transactions can involve additional requirements and professionals beyond a traditional real estate sale. My role as the real estate professional is to evaluate and market the property, manage the sale process, and coordinate with the attorneys and other professionals involved in the transaction. For a homeowner who owes more than the property is worth or is facing foreclosure, understanding whether a short sale may be appropriate can be an important part of evaluating the available options. Probate, Estate Sales and Inherited Properties I also specialize in helping families, heirs, personal representatives, and attorneys with probate real estate, estate property sales, and inherited homes throughout Maryland. Selling an inherited property is rarely just a real estate transaction. The home may be filled with decades of personal belongings. Multiple heirs may be involved. The property may need significant repairs. There may be an existing mortgage, liens, title issues, or limited funds available to prepare the property for sale. My role is to help make the real estate side of the situation manageable. Depending on the estate and the goals of those involved, that may include evaluating the property, coordinating a cleanout, determining which repairs—if any—make financial sense, preparing and marketing the home traditionally, selling the property as-is, or evaluating investor options. Through an established network of professionals and service providers, I can help coordinate estate cleanouts, junk removal, personal property liquidation, donation solutions, contractors, property preparation, and other services that may be needed to move a property from an overwhelming situation to a saleable asset. Selling a Property With a Reverse Mortgage Reverse mortgage properties are another important area of my practice. Families often have questions such as: Can you sell a house with a reverse mortgage? How do you sell a property with a reverse mortgage? What happens to a reverse mortgage when the homeowner dies? What if the reverse mortgage balance is more than the house is worth? These situations can be confusing, particularly for heirs and personal representatives dealing with the death of a loved one while also receiving communications and deadlines involving the property. My experience with distressed and complex property sales allows me to help evaluate the real estate side of these situations and coordinate with the appropriate servicers, attorneys, title professionals, and other parties involved. As-Is Properties, Cleanouts and Difficult Homes Not every difficult property is in foreclosure or probate. Some homeowners simply own a property that feels overwhelming. The house may need extensive repairs. It may be filled with belongings. The owner may be unable or unwilling to spend money preparing it for the traditional market. An absentee owner may be dealing with a rental property that has become a problem. In those situations, I help sellers compare their options. Sometimes investing in preparation and marketing the property traditionally will produce the best outcome. Sometimes selling as-is makes more sense. In other situations, an investor or cash offer may provide the speed and simplicity the seller needs. I maintain relationships with active investors seeking distressed, inherited, as-is, rental, and value-add properties. That can provide sellers with additional options—but an investor offer is an option, not automatically the answer. My job is to help you understand the differences so you can make an informed decision. Working With Attorneys and Other Professionals I regularly work with professionals involved in complicated property situations, including probate and estate attorneys, bankruptcy attorneys, divorce attorneys, title professionals, lenders, servicers, and other parties. For attorneys and their clients, I can provide realistic property evaluations, market analysis, sale strategy, and hands-on assistance with the practical real estate challenges that often accompany difficult properties. My long-term goal is simple: to be the real estate professional Maryland attorneys and families think of when the property situation is complicated. Areas I Serve I serve homeowners, families, personal representatives, attorneys, and investors throughout: Baltimore City • Baltimore County • Harford County • Anne Arundel County • Cecil County • Howard County • and surrounding Maryland communities Real Solutions for Difficult Real Estate Situations Whether you are: behind on mortgage payments or facing foreclosure; trying to understand alternatives to foreclosure; wondering whether you can sell before foreclosure; dealing with a short sale or owing more than your property may be worth; handling probate or an estate property; selling an inherited home; dealing with a reverse mortgage; trying to sell a house that needs major repairs or a complete cleanout; or simply facing a property situation that doesn’t have an obvious solution— you do not have to assume there is only one option. My approach is straightforward: Understand the situation. Identify the real estate options. Create a clear plan. Find the best practical path forward. Real solutions for difficult real estate situations.

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